Terms & Conditions

TERMS OF USE | Last Update: 6/7/26

These Terms of Use (“Terms”) constitute a legally binding agreement between you ("User," "Subscriber," or "you") and Coffee and Contracts, LLC, a Florida limited liability company ("Company," "we," or "us") regarding your access to and use of our website located at www.coffeecontracts.com (the "Site") and the purchase of the subscription services offered through the Site (the "Services"). Our Privacy Policy and any cookie preferences or privacy controls made available through the Site are incorporated into these Terms. This Site and Services are only available to users/subscribers who are eighteen (18) years of age or older and by accessing or using this Site or Services, you represent and warrant that you are at least eighteen (18) years of age or older.

BY ACCESSING OR USING THE SITE OR SERVICES, OR BY CLICKING "I AGREE" OR SIMILAR BUTTON, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS. IF YOU DO NOT AGREE TO THESE TERMS, YOU MUST NOT ACCESS OR USE THE SITE OR SERVICES.

We reserve the right to make changes to these Terms at any time, and such changes will be effective immediately upon being posted on the Site. Each time you use the Site or Services, you should review the current Terms. You can determine when these Terms were last revised by referring to the “LAST UPDATED” legend at the top of these Terms. Your continued use of the Site or Services will constitute your acceptance of the current Terms; however, any material change to these Terms after your last usage of the Site or Services will not be applied retroactively. Except for such material changes, the Terms that were in effect at the time any claim or dispute arose between you and us will be applied.

THE SUBSCRIPTIONS CONTINUE UNTIL CANCELLED AS DESCRIBED IN THE SECTION TITLED DURATION AND CANCELLATION OF SUBSCRIPTION AND YOUR PAYMENT METHOD WILL BE AUTOMATICALLY BILLED FOR EACH SUBSCRIPTION PERIOD AS DESCRIBED HEREIN.

1. DEFINITIONS

For purposes of these Terms, the following terms shall have the meanings set forth below:

“Authorized User” means the users for whom Subscriber has paid Subscription Fees to access and use the Services.

"Content" means all templates, designs, graphics, images, text, data, information, and other materials provided by Company through the Services for Subscriber’s download and use pursuant to these Terms.

"Subscriber" means a User who has registered for and purchased a Subscription.

"Subscription" means the paid access to and use of the Services, including the Content, pursuant to these Terms.

"User" means any individual who accesses or uses the Site, whether or not they have registered for a Subscription.

"User Content" means any content, materials, or information that you submit, post, upload, or otherwise make available through the Site or in connection with the Services.

2. SITE ACCESS AND USE

License to Access and Use the Site

Company grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Site and Services for your personal or internal business purposes, subject to these Terms.

Restrictions on Site Use

You agree not to: (a) use the Site in any manner that could disable, overburden, damage, or impair the Site or interfere with any other party's use of the Site; (b) use any robot, spider, or other automatic device, process, or means to access the Site for any purpose, including monitoring or copying any of the material on the Site; (c) use any manual process to monitor or copy any of the material on the Site or for any other unauthorized purpose without our prior written consent; (d) use any device, software, or routine that interferes with the proper working of the Site; (e) introduce any viruses, Trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful; (f) attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Site, the server on which the Site is stored, or any server, computer, or database connected to the Site; (g) attack the Site via a denial-of-service attack or a distributed denial-of-service attack; or (h) otherwise attempt to interfere with the proper working of the Site.

3. SUBSCRIPTION SERVICES

Subscription

A Subscription consists of access to the Services and the Content contained therein for Subscriber’s use in the digital promotion of its goods and services during the Subscription period. The specific features, functionality, and Content included in the Subscription may vary based on the Subscription plan selected.

Subscription Eligibility

To be eligible to purchase a Subscription, you must: (a) be at least 18 years of age; (b) possess the legal right and ability to enter into a legally binding agreement; (c) provide true, accurate, current, and complete information when registering for a Subscription; and (d) maintain and promptly update your registration information to keep it true, accurate, current, and complete.

Account Creation

A Subscription requires you to create an account through the Site. When registering for an account, you agree to provide accurate, current, and complete information and to update such information to keep it accurate, current, and complete. We reserve the right to suspend or terminate your account if any information provided during the registration process or thereafter proves to be inaccurate, false, or incomplete.

User Account Security

If you create an account, you are responsible for maintaining the confidentiality of your account and password. You shall not share account credentials with any third-party and you agree to accept responsibility for all activities that occur under your account or password. You must notify us immediately of any unauthorized access to or use of your username or password or any other breach of security. We reserve the right to monitor account usage patterns to detect unauthorized sharing of passwords, Subscriptions or Content and may suspend or terminate accounts showing signs of such unauthorized use or access.

Subscription Term and Renewal

Your Subscription will commence on the date your payment is processed and depending on the Subscription you purchase, will continue on either on a month-to-month or annual basis until terminated or cancelled in accordance with these Terms. Your Subscription will automatically renew each month or annually unless you cancel it prior to the renewal date.

Subscription Fees and Payment

The fees for the Services ("Subscription Fees") are as set forth on the Site at the time of purchase. The Subscription Fees are recurring charges which will be billed to your credit card or debit card using our third-party payment processor until either you or Company cancel the Subscription as provided below. We reserve the right to change the Subscription Fees at any time, provided that we provide you notice of the price change through your account and any price changes will apply only to Subscription periods after the current billing cycle.

Duration and Cancellation of Subscription

You may cancel your Subscription at any time by logging into your account and following the cancellation instructions provided in the Site or Services. You may also request cancellation by sending an email to [email protected] with the subject line “Subscription Cancellation” and including your account information. We may require you to authenticate your account before processing a cancellation request.

Cancellation will be effective at the end of your current billing cycle. You will continue to have access to the Services until the end of your current billing cycle, after which your access will be terminated, and you will no longer be billed.

All Subscription Fees are non-refundable, and we do not provide refunds for partial Subscription periods or for unused portions of your Subscription following cancellation.

Cancellation by Company

We reserve the right to suspend or cancel your Subscription at any time for any reason, including but not limited to your breach of these Terms. If we cancel your Subscription for reasons other than your breach of these Terms, we will provide a pro-rata refund for the unused portion of your current billing cycle.

4. SERVICES LICENSE AND RESTRICTIONS

Subscription Use

Subject to your compliance with these Terms and payment of the applicable Subscription Fees, Company grants you a limited, non-exclusive, non-transferable, non-sublicensable license to access and use the Service and to reproduce and display the Content solely for the digital promotion of your goods and services for the duration of your Subscription. Each Subscription is limited to use by a single individual unless explicitly permitted under a multi-user Subscription.

Restrictions on Services/Content Use

You agree not to: (a) use the Services to obtain any Content for use other than as permitted by these Terms; (b) modify, adapt, translate, reverse engineer, decompile, disassemble, or create derivative works based on the Services, except that you may customize Content as reasonably necessary for your own permitted use of the Services and digital promotion of your goods or services; (c) sell, rent, lease, distribute, sublicense, or otherwise transfer any rights to the Services or Content to any third party; (d) remove, obscure, or alter any proprietary notices or labels on the Services or Content; (e) use the Services or Content in any manner that suggests an association with any of our products, services, or brands without our prior written consent; (f) use the Services or Content in any way that violates applicable laws or regulations; (g) use the Services or Content in any way that infringes upon the intellectual property rights or other rights of any third party; (h) use the Services or Content in any way that is defamatory, obscene, abusive, vulgar, hateful, harassing, profane, sexually oriented, threatening, offensive, or otherwise objectionable; or (i) use the Services or Content after the termination, cancellation or expiration of your Subscription, but you are not required to remove pre-termination, cancellation or expiration posts containing the Content provided that such posts or use is in compliance with these Terms and we have not terminated your Subscription as a result of your violation of these Terms.

Modification/Discontinuance of Content or Services

You acknowledge that Content may become outdated, stale or obsolete and agree that Company may, in its sole discretion, discontinue providing such Content. Company also reserves the right, in its sole discretion, to modify, update, or discontinue certain features of the Services.

5. ONLINE PURCHASES.

If you purchase any product, subscription, or service made available through the Site or Services, including a Subscription, each such purchase is a “Transaction.”

In connection with a Transaction, you may be asked to provide information relevant to your purchase, including your name, billing address, payment method information, and other information needed to process the Transaction. YOU REPRESENT AND WARRANT THAT YOU HAVE THE LEGAL RIGHT TO USE ANY PAYMENT METHOD SUBMITTED IN CONNECTION WITH A TRANSACTION.

By submitting payment information, you authorize Coffee and Contracts and its third-party payment processor to charge your selected payment method for all amounts due in connection with the Transaction, including applicable Subscription Fees, taxes, and any other charges disclosed at the time of purchase. You authorize us to provide your payment and transaction information to our third-party payment processor and other service providers as necessary to process and complete the Transaction.

We may need to verify information you provide before acknowledging or completing a Transaction. We reserve the right, with or without prior notice, to refuse, cancel, limit, or suspend any Transaction, product, service, Subscription, or account access, including if we suspect fraud, unauthorized activity, violation of these Terms, payment failure, or any other issue that we determine may affect the integrity or operation of the Site or Services.

You agree to pay all charges incurred by you or on your behalf through the Site or Services at the prices in effect when such charges are incurred. You are responsible for any applicable taxes related to your Transactions.

All descriptions, references, features, Content, specifications, products, services, Subscription plans, and prices described or displayed on the Site or Services are subject to change at any time, subject to applicable law and the terms applicable to your current Subscription period. The inclusion of any product, service, feature, Content, or Subscription plan on the Site or Services does not guarantee that it will continue to be available.

Except as expressly stated in these Terms or required by applicable law, all Transactions are final and non-refundable.

Automatic Billing

If you purchase a monthly Subscription, your payment method will be automatically billed each month on the same date as the commencement date of your Subscription. If you purchase an annual Subscription, your payment method will be automatically billed on the commencement date and on each anniversary of the commencement date.

If a billing date does not occur in a given month, such as when the billing date falls on the 31st and the applicable month has fewer than 31 days, your payment method will be billed on the last day of that month.

If we are unable to process payment through your payment method for any reason, we reserve the right to suspend or terminate your access to the Services until payment is successfully processed. Company shall be entitled to recover all costs, fees, and expenses, including reasonable attorneys’ fees and costs, in seeking to collect any failed payments.

For annual Subscriptions, and for any material change or fee change, we will provide renewal reminders or notices as required by applicable law.

6. OWNERSHIP OF CONTENT

Company’s platform and the Content are owned by Company or its licensors and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws. Nothing in these Terms shall be construed as granting you any right, title, or interest in or to Company’s platform or Content other than the limited license expressly set forth in these Terms.

Subject to your compliance with these Terms and payment of applicable Subscription Fees, you may access, use, reproduce, display, and customize Content solely for your own permitted use of the Services and digital promotion of your goods or services during the term of your Subscription.

Except as expressly permitted in these Terms, you may not copy, modify, reproduce, distribute, republish, download, perform, display, post, transmit, sell, sublicense, transfer, or create derivative works from the Content in any form or by any means without our prior written consent or the permission of the applicable rights holder. You may not remove or alter any copyright or other proprietary notices contained in the Content.

You also may not sell, resell, or make unauthorized commercial use of the Site, Services, Content, or products obtained through the Site; collect or use product listings or descriptions for unauthorized purposes; or use any data mining, robots, or similar data gathering or extraction methods.

This section will survive expiration or termination of these Terms.

7. USER CONTENT

License to User Content

By making any User Content available to or through the Site or Services, you hereby grant us a non-exclusive, transferable, sub-licensable, worldwide, royalty-free license to use, copy, modify, create derivative works based upon, distribute, publicly display, publicly perform, and distribute your User Content in connection with operating and providing products and Services to you and/or other Users, and also in connection with advertising of our products and services including the right to use any and all such elements of the User Content in connection with and/or as part of our business, including, but not limited to, in connection with or in any advertising in any and all media, product packaging, printed publications, presentations, promotional materials, events, and associated marketing materials, television and cinema commercials, videos, or on the Site in perpetuity throughout the world as we, in our sole discretion, see fit without further consent by, or payment to, you. By uploading User Content to the Site or Services, you agree to grant us the right to use your copyright in such User Content. We also have all right, title, and interest in any and all results and proceeds from our use of the User Content to the extent permissible by law and the right to transfer our rights to use the User Content to any third party, including, but not limited to, any of our subsidiaries or affiliated companies. We may alter, adopt, or edit the User Content and any further material created under these Terms, and market and exploit it entirely in our sole discretion. We are not obligated to make use of any of your User Content or exercise any of the rights granted by these Terms. Notwithstanding the foregoing, we will not publicly use your private prompts, AI inputs, connected account data, Instagram analytics, private account information, or non-public content calendar information in advertising or promotional materials without your consent, except as necessary to provide, operate, maintain, or improve the Services.

Representations and Warranties

You are responsible for all your User Content. You represent and warrant that you own all of your User Content or you have all rights that are necessary to grant us the license rights in your User Content under these Terms. You also represent and warrant that neither the User Content, nor your use and provision of the User Content to be made available through the Site, nor any use of your User Content by us on or through the Site, will infringe, misappropriate, or violate a third party’s intellectual property rights, rights of publicity or privacy, or result in the violation of any applicable law or regulation.

Removal

You can remove User Content by specifically deleting it. However, in certain circumstances, some of User Content (such as posts or comments you make) may not be completely removed and copies of User Content may continue to exist on the Site. We are not responsible or liable for the removal or deletion of (or the failure to remove or delete) any of your User Content.

User Content Standards

User Content shall not (a) infringe, misappropriate, or violate a third party’s patent, copyright, trademark, trade secret, or other intellectual property rights, or rights of publicity or privacy; (b) be knowingly false, fraudulent, misleading, or deceptive; (c) be defamatory, abusive, vulgar, hateful, harassing, obscene, profane, sexually oriented, threatening, invasive of a person’s privacy, or otherwise in violation of any law; (d) promote illegal or harmful activities or substances; (e) disrupt or interfere with the security of, or otherwise abuse, the Site or any service, systems resource, account, server, or network connected to or accessible through the Site, or affiliated or linked websites; (f) disrupt or interfere with any other User’s enjoyment of the Site, or affiliated or linked websites; (g) post, publish, submit or otherwise transmit through or on the Site any viruses or other harmful, disruptive, or destructive files; (h) use, frame, or utilize framing techniques to enclose our trademark, logo, or other proprietary information (including, but not limited to, images found on the Site, Content, any text, or the layout/design of any page or form contained on a page) without our express written consent; (i) use meta tags or other “hidden text” utilizing our name, trademark, or product name without our express written consent; deep link to the Site without our express written consent; (j) create or use a false identity on the Site, share your account information, or allow any person besides yourself to use your account to access the Site; (k) collect or store personal data about others; (l) attempt to obtain unauthorized access to the Site or portions of it that are restricted from general access; or (m) encourage or enable another User or individual to do any of the foregoing prohibited activities.

8. USER CONTRIBUTIONS

The Services or Site may contain message boards, blogs, chat rooms, personal web pages or profiles, forums, bulletin boards and other interactive features (collectively, "Interactive Services") that allow users to post, submit, publish, display, or transmit to other users or other persons (hereinafter, "post") content or materials (collectively, "User Contributions") on or through the Site. All User Contributions must comply with the User Content Standards set out in these Terms of Use. Any User Contribution you post to the site will be considered non-confidential and non-proprietary. By providing any User Contribution on the Site, you grant us and our affiliates and service providers, and each of their and our respective licensees, successors, and assigns the irrevocable and perpetual royalty free worldwide right to use, reproduce, modify, perform, display, distribute, and otherwise disclose to third parties any such material for any purpose. You represent and warrant that: (a) you own or control all rights in and to the User Contributions and have the right to grant the license granted above to us and our affiliates and service providers, and each of their and our respective licensees, successors, and assigns; (b) all of your User Contributions do and will comply with these Terms; (c) you understand and acknowledge that you are responsible for any User Contributions you submit or contribute, and you, not the Company, have full responsibility for such content, including its legality, reliability, accuracy, and appropriateness; (d) we are not responsible or liable to any third party for the content or accuracy of any User Contributions posted by you or any other user of the Site.

9. USER CONTRIBUTIONS/USER CONTENT MONITORING AND ENFORCEMENT

We have the right to: (a) remove or refuse to post any User Contributions/User Content for any or no reason in our sole discretion; (b) take any action with respect to any User Contribution/User Content that we deem necessary or appropriate in our sole discretion, including if we believe that such User Contribution/User Content violates these Terms including the Content Standards, infringes any intellectual property right or other right of any person or entity, threatens the personal safety of users of the Site or the public, or could create liability for the Company; (c) disclose your identity or other information about you to any third party who claims that material posted by you violates their rights, including their intellectual property rights or their right to privacy; (d) take appropriate legal action, including without limitation, referral to law enforcement, for any illegal or unauthorized use of the Site; or (e) terminate or suspend your access to all or part of the Site for any or no reason, including without limitation, any violation of these Terms of Use.

Without limiting the foregoing, we have the right to cooperate fully with any law enforcement authorities or court order requesting or directing us to disclose the identity or other information of anyone posting any materials on or through the Site. YOU WAIVE AND HOLD HARMLESS THE COMPANY AND ITS AFFILIATES, LICENSEES, AND SERVICE PROVIDERS FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY ANY OF THE FOREGOING PARTIES DURING, OR TAKEN AS A CONSEQUENCE OF, INVESTIGATIONS BY EITHER SUCH PARTIES OR LAW ENFORCEMENT AUTHORITIES.

However, we do not undertake to review all material before it is posted on the Site and cannot ensure prompt removal of objectionable material after it has been posted. Accordingly, we assume no liability for any action or inaction regarding transmissions, communications, or content provided by any user or third party. We have no liability or responsibility to anyone for performance or nonperformance of the activities described in this section.

This section will survive expiration or termination of these Terms.

10. FEEDBACK

If you or any Authorized Users, contractors, or agents sends or transmits any communications or materials to us by mail, email, telephone, or otherwise, suggesting or recommending changes to the Services, including without limitation, new features or functionality relating thereto, or any comments, questions, suggestions, or the like ("Feedback"), we are free to use such Feedback irrespective of any other obligation or limitation between you and us governing such Feedback. All Feedback is and will be treated as non-confidential. You hereby assign to us on your behalf, and shall cause your employees, contractors, and agents to assign, all right, title, and interest in, and we are free to use, without any attribution or compensation to you or any third party, any ideas, know-how, concepts, techniques, or other intellectual property rights contained in the Feedback, for any purpose whatsoever, although we are not required to use any Feedback.

11. CONFIDENTIAL INFORMATION

Company may disclose or make available to you information about its business affairs, products, confidential intellectual property, trade secrets, third-party confidential information, and other sensitive or proprietary information whether or not marked, designated, or otherwise identified as "confidential" at the time of disclosure (collectively, "Confidential Information"). Confidential Information does not include information that, at the time of disclosure, is: (a) in the public domain; (b) known to you prior to receipt of such information; (c) rightfully obtained by you on a non-confidential basis from a third party; or (d) independently developed by you. You shall not disclose Company’s Confidential Information to any person or entity, except to your employees, agents, or subcontractors who have a need to know the Confidential Information for you to use the Services and who are required to protect the Confidential Information in a manner no less stringent than required under these Terms. Notwithstanding the foregoing, you may disclose Confidential Information to the limited extent required (i) to comply with the order of a court or other governmental body, or as otherwise necessary to comply with applicable law, provided that the party making the disclosure pursuant to the order shall first have given written notice to the other party and made a reasonable effort to obtain a protective order; or (ii) to establish a party's rights under these Terms, including to make required court filings. Your obligations of non-disclosure with regard to Confidential Information are effective as of the date such Confidential Information is first disclosed to you and will expire three (3) years thereafter; provided, however, with respect to any Confidential Information that constitutes a trade secret (as determined under applicable law), such obligations of non-disclosure will survive the termination or expiration of these Terms for as long as such Confidential Information remains subject to trade secret protection under applicable law.

12. PRIVACY

Your use of the Site and Services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices regarding the collection, use, and disclosure of your personal information.

13. SECURITY

Company will implement and maintain reasonable administrative, technical and physical safeguards designed to protect your personal data. In the event of a confirmed data breach of your data affecting your personal information, Company will notify you within twenty (20) days of confirmation of such data breach.

14. DISCLAIMER OF WARRANTIES

THE SITE AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. COMPANY DOES NOT WARRANT THAT THE SITE OR SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SITE OR SERVICES ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOU ASSUME THE ENTIRE RISK AS TO THE QUALITY AND PERFORMANCE OF THE SITE AND SERVICES.

15. LIMITATION OF LIABILITY.

IN NO EVENT SHALL COMPANY, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS, BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES WHATSOEVER RESULTING FROM ANY (I) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT, (II) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE SITE OR SERVICES, (III) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (IV) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SITE, (V) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE, WHICH MAY BE TRANSMITTED TO OR THROUGH THE SITE BY ANY THIRD PARTY, AND/OR (VI) ANY ERRORS OR OMISSIONS IN ANY CONTENT OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF YOUR USE OF ANY CONTENT POSTED, EMAILED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE SITE OR SERVICES, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT COMPANY IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

THE FOREGOING LIMITATION OF LIABILITY SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION. YOU SPECIFICALLY ACKNOWLEDGE THAT COMPANY SHALL NOT BE LIABLE FOR USER CONTENT OR THE DEFAMATORY, OFFENSIVE, OR ILLEGAL CONDUCT OF ANY THIRD PARTY AND THAT THE RISK OF HARM OR DAMAGE FROM THE FOREGOING RESTS ENTIRELY WITH YOU.

IN NO EVENT SHALL COMPANY'S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, OR CAUSES OF ACTION EXCEED THE AMOUNT YOU HAVE PAID COMPANY IN THE LAST SIX (6) MONTHS, OR, IF GREATER, ONE HUNDRED DOLLARS ($100).

THIS SECTION WILL SURVIVE EXPIRATION OR TERMINATION OF THESE TERMS.

16. INDEMNIFICATION

You agree to defend, indemnify, and hold harmless Company, its officers, directors, employees, and agents, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees) arising from: (i) your use of and access to the Site or Services; (ii) your violation of any term of these Terms; (iii) your violation of any third party right, including without limitation any copyright, property, or privacy right; or (iv) any claim that your User Content caused damage to a third party. This defense and indemnification obligation will survive these Terms and your use of the Site or Services.

17. THIRD-PARTY CONTENT AND SERVICES

Third-Party Content

The Site or Services may display, include, or make available content, data, information, applications, or materials from third parties ("Third-Party Content") or provide links to certain third-party websites. We do not control, endorse, sponsor, recommend, or otherwise accept responsibility for such Third-Party Content, websites, or services.

Third-Party Services

The Site or Service may integrate with or enable access to third-party services, such as social media platforms or payment processors ("Third-Party Services"). These Third-Party Services may have their own terms of use and privacy policies, and your use of these Third-Party Services will be governed by and subject to such terms and privacy policies. You understand and agree that the Company does not endorse and is not responsible or liable for the behavior, features, or content of any Third-Party Service.

Third-Party AI Connectors and MCP Integrations

The Services may allow you to connect your Coffee & Contracts account to third-party AI assistants, applications, tools, or services, including through Model Context Protocol (MCP) or similar connector technologies.

If you choose to connect a third-party service, you authorize Coffee & Contracts to make information from your account available to that third-party service as necessary to provide the requested functionality.

You acknowledge and agree that third-party connectors are provided by third parties and may be subject to their own terms, privacy policies, fees, and usage requirements. Coffee & Contracts is not responsible for the acts, omissions, outputs, availability, fees, or data practices of third-party AI assistants or connector services.

Unless otherwise disclosed at the time of authorization, third-party connectors are read-only and do not allow the third-party service to create, update, delete, publish, or send content through Coffee & Contracts.

Coffee & Contracts may suspend or disable connector access at any time for security, compliance, operational, or legal reasons.

18. ARTIFICIAL INTELLIGENCE

Certain features of the Services may generate content using artificial intelligence.

You acknowledge and agree that:

(a) AI-generated content may not be accurate, complete, current, or suitable for all purposes;

(b) you are solely responsible for reviewing, editing, and approving AI-generated content before using, publishing, or relying on it;

(d) AI-generated content should not be treated as legal, financial, tax, compliance, or professional advice.

19. TERMINATION

Termination by Company

Company may terminate or suspend your account and access to the Site and Services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. Upon termination, your right to use the Site and Services will immediately cease.

Termination by User

You may terminate these Terms at any time by canceling your Subscription in accordance with these Terms.

Effect of Termination

Upon termination of these Terms for any reason: (i) all licenses and rights granted to you under these Terms will immediately terminate; (ii) you must cease all use of the Site, Services, and Content, but you are not required to remove pre-termination, cancellation or expiration posts containing the Content provided that such posts or use is in compliance with these Terms and we have not terminated your Subscription as a result of your violation of these Terms; and (iii) any outstanding Subscription Fees will become immediately due and payable.

20. DISPUTE RESOLUTION

AGREEMENT TO ARBITRATE AND WAIVER OF CLASS ACTIONS AND CLASS ARBITRATIONS

We each agree that any dispute, claim, or controversy arising out of or relating to our products, Services, these Terms, including our Privacy Policy and Cookie Policy, or the breach, termination, enforcement, interpretation, or validity thereof or the use of the services or content available on or through the site (collectively, “Disputes”) will be settled by confidential binding arbitration, except that each party retains the right to (i) bring an individual action in small claims court; and (ii) seek injunctive or other equitable relief in a court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of a party’s copyrights, trademark, trade secrets, patents, or other intellectual property rights, but excluding privacy rights (the action described in the foregoing clause (ii) an “IP Protection Action”). The exclusive jurisdiction and venue of any IP Protection Action will be the state and federal courts located in Tampa, Florida and each of the parties hereto waives any objection to jurisdiction and venue in such courts. The prevailing party in an IP Protection Action shall be entitled to the recovery of its reasonable attorneys’ fees and costs.

You acknowledge and agree that both you and Company are waiving the right to a trial by jury or to participate as a plaintiff or class representative or class member in any purported class action or representative proceeding. Further, unless we both otherwise agree in writing, the arbitrator may not consolidate more than one person’s claims and may not otherwise preside over any form of any class or representative proceeding. If this specific paragraph is held unenforceable, then the entirety of this “Dispute Resolution” section will be deemed void and all actions shall be brought solely and exclusively in the state and federal courts located in Tampa, Florida. Except as provided in the preceding sentence, this “Dispute Resolution” section will survive expiration or termination of these Terms.

The parties agree that (i) these Terms memorialize a transaction in interstate commerce; (ii) the Federal Arbitration Act (9 U.S.C. §§ 1, et seq.) governs the interpretation and enforcement of this section; and (iii) this section will survive termination of these Terms.

21. ARBITRATION RULES

The arbitration will be administered and governed by the Comprehensive or Expedited Arbitration Procedures of Judicial Arbitration and Mediation Services (JAMS), whichever is appropriate and in effect at the time the arbitration is initiated (the “JAMS Procedures”), which are available at https://www.jamsadr.com or by calling 1-800-352-5267.

The parties expressly agree that JAMS may not administer any multiple claimant or class arbitration, as the parties agree that the arbitration will be limited to the resolution of individual claims only.

22. DISPUTE NOTICE AND ARBITRATION PROCESS

Prior to initiating an arbitration proceeding, you must first send Company a written statement setting forth your name, address, and telephone number, the facts giving rise to the dispute, and the relief requested (“Dispute Statement”). The Dispute Statement to Company must be sent by email to [email protected]. If we are unable to resolve your claim within thirty (30) days of receipt of the Dispute Statement, then either party that desires to initiate an arbitration must provide the other party with a written Demand for Arbitration as specified in the JAMS Procedures.

The arbitrator, and not any federal, state, or local court or agency, will have exclusive authority to resolve all Disputes arising out of or relating to the interpretation, applicability, enforceability, or formation of these Terms, including, but not limited to, any claim that all or any part of these Terms is void or voidable. Notwithstanding this broad delegation of authority to the JAMS arbitrator, a court may determine the limited question of whether a claim or cause of action is an IP Protection Action.

23. ARBITRATION LOCATION AND PROCEDURE

Unless the parties otherwise agree, the arbitration will be conducted in the county where you reside. If your claim does not exceed $10,000, then (i) the arbitration will be conducted solely on the basis of documents the parties submit to the arbitrator, unless you request a hearing or the arbitrator determines that a hearing is necessary; and (ii) if there is a hearing, you may choose whether to participate in person or by telephone. If your claim exceeds $10,000, your right to a hearing will be determined by the JAMS Procedures. Subject to the JAMS Procedures, the arbitrator will have the discretion to direct a reasonable exchange of information by the parties, consistent with the expedited nature of the arbitration.

24. ARBITRATOR’S DECISION

The arbitrator’s decision will include the essential findings and conclusions of law upon which the arbitrator based the award. Judgment on the arbitration may be entered in any court having competent jurisdiction thereof. The arbitrator’s award of damages must be consistent with the terms of the “Disclaimer of Warranties,” and “Limitations of Liability” sections above as to the types and amounts of damages for which a party may be held liable. The arbitrator may award declaratory and injunctive relief only in favor of Company and only to the extent necessary to provide relief warranted by Company’s individual claim. If you prevail in arbitration you will be entitled to an award of attorneys’ fees and expenses, to the extent provided under applicable law. Company will not seek, and hereby waives all rights it may have under applicable law to recover, attorneys’ fees and expenses if it prevails in arbitration.

25. TIME LIMIT FOR RESOLVING DISPUTES

Unless prohibited by applicable law, the parties agree that any cause of action either may have with respect to the Site or our products, Services, and Content must be commenced within one (1) year after the Dispute arises, notwithstanding any statutes of limitations to the contrary. Many states’ laws set statutes of limitations that are longer than one (1) year. If you live in a state that has statutes of limitations that are longer than one (1) year, by agreeing to these Terms, you are agreeing to shorten the time you have to bring a claim. This means that if you wait longer than one (1) year to initiate arbitration under this section, you will lose some or all rights you may have to any recovery, including the right to recover damages, in connection with a Dispute.

The terms of this Dispute Resolution section survive any termination of these Terms.

Right to opt-out or reject future changes to Dispute Resolution section.

You may elect to opt-out (exclude yourself) from the final, binding, individual arbitration procedure or waiver of class and representative proceedings specified in this section by sending an email to [email protected] with the subject line “Arbitration Opt-Out” within thirty (30) days of your first visit to and use of the Site that specifies your (i) name; (ii) mailing address; and (iii) request to be excluded from the final, binding, individual arbitration procedure or waiver of class and representative proceedings specified in this section. In the event you opt-out consistent with the procedure set forth above, all other terms and conditions of these Terms will continue to apply. If you do not so opt-out, then the terms of this section will apply.

Notwithstanding the provisions regarding changes to these Terms as specified herein, if Company changes this “Dispute Resolution” section after the date you first accepted these Terms (or accepted subsequent changes to the Terms), you may reject any such change by sending Company written notice to [email protected] with the subject line “Reject Changes to Terms of Use” within thirty (30) days of the date such change became effective, as indicated in the “Last Updated” date above. By rejecting any change, you are agreeing that you will arbitrate any Dispute between you and Company in accordance with the provisions of this “Dispute Resolution” section as of the date you first accepted these Terms (or accepted any subsequent changes to these Terms).

26. GOVERNING LAW AND JURISDICTION

These Terms shall be governed by and construed in accordance with the laws of the State of Florida.

27. INTERNATIONAL USERS

Users and Subscribers acknowledge and agree that the Site and the Services, including the Subscription are controlled and operated and administered from our office in Florida, United States of America, and we make no representations or warranties that the Content, Subscription, or Site is appropriate or available for use outside of the United States of America. Your use of the Content, Subscription or Site outside of the United States is at your own risk and you shall be solely and exclusively responsible for compliance with all local laws, rules and regulations.

28. NO THIRD-PARTY BENEFICIARIES

We and you are the only parties entitled to enforce these Terms. These Terms do not and are not intended to confer any rights or remedies upon any person other than you and Company. Notwithstanding the foregoing, the parties agree that the payment card networks are third party beneficiaries of these Terms for purposes of enforcing provisions relating to payments, but that their consent or agreement is not necessary for any changes or modifications to these Terms. You also agree that if we assign, transfer, or sub-contract any of our rights or obligations under these Terms to any third party in writing, such third party may enforce the Terms that are assigned, transferred, or sub-contracted.

29. DIGITAL MILLENNIUM COPYRIGHT ACT

Company respects the intellectual property rights of others and expects users of our Site to do the same. In accordance with the Digital Millennium Copyright Act of 1998 ("DMCA"), we will respond expeditiously to claims of copyright infringement committed using our website.

Reporting

If you believe that content appearing on our Site infringes your copyright rights, please provide us with the following information in accordance with the DMCA: (a) physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed; (b) identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works are covered by a single notification, a representative list of such works; (c) identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit us to locate the material; (d) information reasonably sufficient to permit us to contact you, such as an address, telephone number, and, if available, an email address; (e) a statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and (f) a statement that the information in the notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

DMCA notices should be sent to our designated copyright agent at:

Email: [email protected] with the subject line “DMCA Notice”

Mail: DMCA Compliance, Coffee and Contracts, LLC, 4543 Carson St. NE, St. Petersburg, Florida 33703

Counter Notification

If you believe that your content that was removed (or to which access was disabled) is not infringing, or that you have the authorization from the copyright owner, the copyright owner's agent, or pursuant to the law, to post and use the material in your content, you may send a counter-notice containing the following information to our copyright agent: (a) your physical or electronic signature; (b) identification of the content that has been removed or to which access has been disabled and the location at which the content appeared before it was removed or disabled; (c) a statement that you have a good faith belief that the content was removed or disabled as a result of mistake or a misidentification of the content; and (d) your name, address, telephone number, and email address, a statement that you consent to the jurisdiction of the federal court in the district where you reside, and a statement that you will accept service of process from the person who provided notification of the alleged infringement.

We reserve the right to terminate access to our website for users who are found to be repeat infringers of others' copyrights.

30. GENERAL TERMS

Entire Agreement. These Terms, together with the Privacy Policy and any other legal notices published by Company on the Site, shall constitute the entire agreement between you and Company concerning the Site and Services.

Severability. If any provision of these Terms is deemed invalid by a court of competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms, which shall remain in full force and effect.

Waiver. No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term, and Company's failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.

Assignment. These Terms, and any rights and licenses granted hereunder, may not be transferred or assigned by you, but may be assigned by Company without restriction.

Notices. Any notices or other communications provided by Company under these Terms, including those regarding modifications to these Terms, will be given: (i) via email; (ii) through your account; or (iii) by posting to the Site. For notices made by email or to your account, the date of receipt will be deemed the date on which such notice is transmitted.

Force Majeure. The Company shall not be liable for any delay or failure to perform resulting from causes outside its reasonable control, including, but not limited to, acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, power outages, internet outages, hacking, fire, floods, accidents, strikes or shortages of transportation facilities, fuel, energy, labor or materials.

Contact Information. If you have any questions about these Terms, please contact us at [email protected].

ACKNOWLEDGMENT. BY USING THE SITE OR SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS, UNDERSTAND THEM, AND AGREE TO BE BOUND BY ITS TERMS AND CONDITIONS.